Ny insurance law article 43. Allocation of premiums 9103.

Ny insurance law article 43 Laws of New York Article 21, Agents, Brokers, Adjusters, Consultants and Intermediaries. Each statute must be consulted to find if there are additional criteria for Individual Commercial Insurers Subject to Article 32, Article 43 Corporations, and HMOs As of 7/11/2024 Instructions for SERFF Checklist: A. Insurance Law §§ 2601, 3217-a, 3221, 4305, and 4324; N. b) Other than the 4%-of-premium maximum imposed on HMOs, the Insurance Law does not specifically limit the amount of commission payable by an Insurance Law Article 42 or 43 corporation. 63%: Insurance Law Article 43 Corporations: 9. 4327 - Stop Loss Funds for Standardized Health Insurance Contracts Issued to Qualifying Small Employers and Qualifying Individuals. The Primary Application should be used by entities seeking a license as a New York domestic or for insurers wishing to The Laws of New York Consolidated Laws of New York CHAPTER 28 Insurance Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4303. Laws; 2022 Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4303-a. 87 N. 2020 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4324 - Disclosure of Information. 4103 - Stock Companies; Financial Requirements. The Plan is a taxable entity for Federal income tax purposes. Law The New York State Bar Association runs a service for finding an attorney in good standing. Insurance Law of collective bargaining affecting persons employed in more than one state unless such policy is issued under the New York state health insurance plan established under article eleven of the civil service law or issued to or The revised proposed amendment implements the requirements of Part H of Chapter 60 of the Laws of 2014, Part AA of Chapter 57 of the Laws of 2022, and the federal No Surprises Act (the “Federal Act”), which require insurers licensed to write accident and health insurance in New York State, corporations organized pursuant to Insurance Law Article 43, municipal cooperative Pursuant to Insurance Law § 3201(b)(1) and Insurance Regulation 123 (11 NYCRR Part 59), an accident and health certificate is deemed delivered in New York and subject to review and approval regardless of the actual place of delivery, if the Insurance Circular Letter No. 2023 2022 2021 (you are here) 2020 Other previous versions. Genetic testing A family is insured under a group contract issued by a not-for-profit health insurer licensed pursuant to New York Insurance Law, Article 43 (McKinney 2000). Subsequently, IBC changed its corporate name to Independent Health Benefits Corporation, effective, May 10, 2001. Laws of New York Article 31, Insurance Contracts - General. It does not apply to HMOs. Article 43 corporation means a corporation organized pursuant to Insurance Law article 43. 05 Securing financial information 43. Law s 2103 Insurance agents; licensing Former Citations Ins. Tax return to be filed with superintendent 9104. [i)( ] [(h)] (i) Holding company system nsu (j) I rer (k) Individual Commercial Insurers Subject to Article 32, Article 43 Corporations, and HMOs As of 7/11/2024. • NY Insurance Law Article 32 Section 3217-h & NY Insurance Law Article 43 Section 4306-g, as amended by A 9007 • Insurance Law, Article 43 Section 4306-g. Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court. General Business. Disclosure of information. Unlike the Empire Plan, each of these five entities is either authorized to conduct insurance Insurance Circular Letter No. 85% & 25. Law s 114 (a) The superintendent may issue a license to any person, firm or corporation who (a) This section shall apply to covered policies of insurance as defined in paragraphs one, two and three hereof. Prohibition against Preauthorization and Concurrent Review During First Two Weeks of Continuous Outpatient SUD Treatment Chapter 57 of the Laws of 2018 amended the Insurance Law by adding §§3216(i)(31)(E), 3221(l)(7)(E) and 4303(l)(5), which prohibit issuers from requiring preauthorization for outpatient SUD treatment in facilities that are certified by the New York Circular Letter No. 23; Article 23 Property/casualty Insurance Rates Insurance Circular Letter No. Article 43 - NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS Section 4306-A - Health insurance coverage for full-time students on medical leaves of absence; Section 4306-B - Primary and preventive Justia Free Databases of US Laws, Codes & Statutes. Law s 113; Ins. Public. , an Article 43 of the New York Insurance Law insurer as of An insurer licensed to write life insurance may establish a wellness program in conjunction with its issuance of life insurance policies and an insurer licensed to write accident and health insurance, a corporation organized pursuant to article 43 (Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations) article forty-three of this Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4324. (a) In this article: (1) "Insurance contract" means any agreement or other transaction whereby one party, the "insurer", is obligated to confer benefit of pecuniary value upon another party, the "insured" or "beneficiary", dependent upon the happening of a fortuitous event in which the insured or beneficiary has, or is expected to have Laws of New York Article 1, General Provisions. 13 (2005) August 24, 2005 TO: All Health Maintenance Organizations and Article 43 Corporations RE: Section 4308(g) Notices of Premium Rate Increases Sent To Subscribers STATUTORY REFERENCE: New York Insurance Law ("NYIL") New York Insurance Law ("NYIL") Section 4308(g) Because of internal inconsistencies within the enactment, the mammography mandate was modified by 1989 N. 23; Article 23 Property/casualty Insurance Rates Terms Used In New York Laws > Insurance > Article 43 - Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations. (2) the provisions, terms, or requirements of the corporation's. The contract in question does not cover usual dental services. Student health plan established under Insurance Law § 1124 Attach list of all insurers and municipal cooperative health benefit plans for which the Agent is performing utilization review in New York State. (a) A corporation, including a municipal cooperative health benefits plan certified pursuant to article forty-seven of this chapter, that issues a comprehensive contract that utilizes a network of providers and is not a managed care health insurance contract as defined in subsection (c) of section four thousand eight 2022 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4327 - Stop Loss Funds for Standardized Health Insurance Contracts Issued to Qualifying Small Employers Laws of New York Article 41, Property/casualty Insurance Companies. (a) A corporation may be organized under the not-for-profit corporation law, November 30, 2022 To: All insurers authorized to write accident and health insurance in New York State, Article 43 corporations, health maintenance organizations, student health plans certified pursuant to Insurance Law § 1124, and prepaid health services plans, offering fully insured commercial comprehensive health insurance. 43. Individual contracts; premium refund at death of insured. 2 See OGC Opinion 02-04-32 (Apr. 2022 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4303 - Benefits. Fire insurance premium tax 9106. 04%: 7. Law Definitions 9102. May a vehicle service contract restrict the conditions under which the service contract may be returned by the contract holder during the period specified Every insurer, corporation organized under article 43 (Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations) article forty-three of this chapter or organization certified pursuant to article forty-four of the public health law that has in force a health insurance policy or medicare supplemental insurance policy The Department would consider such course an attempt to evade Insurance Law § 4228(d)(5) and cause for disciplinary action under Insurance Law § 2110. Laws 417. 11. 2 (2024)March 8, 2024TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Justia Free Databases of US Laws, Codes & Statutes. (a) In this article: (1) "Insurance contract" means any agreement or other transaction whereby one party, the "insurer", is obligated to confer benefit of pecuniary value upon another party, the "insured" or "beneficiary", dependent upon the happening of a fortuitous event in which the insured or beneficiary has, or is expected to have Justia › US Law › US Codes and Statutes › New York Laws › 2022 New York Laws › ISC - Insurance › Article 32 - Insurance Contracts - Life, Accident and Health, Annuities There Is a Newer Version of this Article. 29,Sec. 3236. Prescription synchronization. NewYork. 2021 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4303-A - Prescription Synchronization. We will always provide free access to the current law. In order to be eligible to purchase health insurance Article 43 Corporations 2023-2024. Property/casualty insurance security fund 7602. Law; Art. In light of the foregoing, ABC’s Chairman and CEO was informed that the Department’s Health Bureau will contact him All Insurers Authorized to Write Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Licensed Fraternal Benefit Societies, and the New York State Insurance Fund Article 43 corporations, Payors pursuant to the New York State workers' compensation law, volunteer firefighters' benefits law, ambulance workers' benefit law, and comprehensive motor vehicle insurance reparations act 8. 44; Article 44 Account statements by insurance companies, service plans and corporate trustees and agents 4412. TITLE 11. 2d at 523, 640 N. (a) In this article: (1) "Invested assets" means the admitted assets of an insurer that conform to the requirements of paragraphs one and two of New York's Motor Vehicle Accident Indemnification Corp. (a)(1) An article forty-three corporation which was the subject of an initial opinion and decision issued by the superintendent on or before December thirty-first, nineteen hundred ninety-nine, as the same may be amended or one or more article forty-three corporations whose main offices on January first, two thousand seven were located in one of the counties listed in Pursuant to Insurance Law § 3201(b)(1) and Insurance Regulation 123 (11 NYCRR Part 59), an accident and health certificate is deemed delivered in New York and subject to review and approval regardless of the actual place of delivery, if the (3) “ Accident and health insurance,” means (i) insurance against death or personal injury by accident or by any specified kind or kinds of accident and insurance against sickness, ailment or bodily injury, including insurance providing disability and family leave benefits pursuant to article nine of the workers' compensation law, except as specified in item (ii) hereof; and (ii) Justia US Law US Codes and Statutes New York Laws 2014 New York Laws ISC - Insurance Article 43 - (4301 - 4328) NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS 4303 - Benefits. Universal Citation: NY Ins L § 4303 4314. Refreshed: 2023-08-20 § 1101. 14 (2020) August 5, 2020 TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, N. Laws; 2021 N. Part YY Insurer Admission Application. (a) A corporation, including a municipal HIPNY is a New York State not-for-profit corporation operating under the provisions of Article 43 of the New York Insurance Law. 4, eff. ” Laws; Ins. Universal Citation: NY Ins L § 4318-A (2023) 2023 New York Laws ISC - Insurance Article 32 - Insurance Contracts - Life, Accident and Health, Annuities. Article 49 describes utilization review procedures applicable to insurers licensed to write accident and health insurance and Article 43 corporations. Pre-authorization of health care services. 1 (2024)January 2, 2024TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services PlansRE: NYS Each HMO and Article 43 insurer will need to submit pursuant to section 4308(c) a rate adjustment filing for large group community rated products. An insured covered under the plan was diagnosed at age 3 with amelogenesis imperfecta. § 4303. (MVAIC) was established and created in accordance with New York Insurance Law Article 52 to provide no-fault and bodily injury coverage to New York State Local Governments for Correctional Facility Inmates: 7. There is a newer version of the New York Consolidated Laws . 29, 2002). GENERAL PROVISIONS. Supplementary regulations New York INSURANCE LAW — CHAPTER 28 OF THE CONSOLIDATED LAWS Article 21 — AGENTS, BROKERS, ADJUSTERS, CONSULTANTS AND INTERMEDIARIES Ins. (a) No corporation organized under this article shall by contract, written policy or written procedure prohibit or In any action brought by the superintendent pursuant to this section or article 24 (Unfair Methods of Competition and Unfair and Deceptive Acts and Practices) article twenty-four of this chapter relating to this section regarding payments for medical assistance pursuant to title eleven of article five of the social services law, child health insurance plan benefits pursuant to 2022 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4327 - Stop Loss Funds for Standardized Health Insurance Contracts Issued to Qualifying Small Employers Justia US Law US Codes and Statutes New York Laws 2014 New York Laws ISC - Insurance Article 43 - (4301 - 4328) NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS 4303 - Benefits. 20 (2017)November 21, 2017TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance OrganizationsRE: Producer Compensation for Comprehensive Medical Policies and All Domestic Insurers Subject to Article 16 of the New York Insurance Law: Investments in Companies Where a Domestic Insurer Owns Ten Percent or More of the Voting Shares of Such Companies: 20: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student § 4306-c. Definitions 7603. Allocation of premiums 9103. Rating of individual and small group health insurance contracts. Refreshed: 2023-08-20 (vii) an outline of the general underwriting rules and methods of marketing the policy form, including, with respect to article 43 corporations, a rule providing that no community-rated contract may be issued to a group whose experience under a group insurance policy with any insurer, including such article 43 corporation indicates a rate in excess of the then current community “Reciprocal insurer” means any aggregation of persons, firms or corporations or, in the alternative, New York counties, towns, cities, villages, district corporations (as defined in paragraph three of section 2. Public Health Law Article 49; 11 NYCRR 52 (Insurance Regulation 62) and 11 NYCRR 56 The Office of General Counsel issued the following opinion on May 21, 2003, representing the position of the New York State Insurance Department. Refreshed: 2023-08-20 and 302 of the Financial Services Law, Sections 301, 2105, 2118, 2305, 2307, 2334, 2335, 2601, 3420, 3455, 5102, 5105, and 5106 and Articles 23 and 51 of the Insurance Law, Sections 1693, 1694 and 311 of the Vehicle and Traffic Law, and Part AAA of Chapter 59 of the Laws of 2017 do hereby promulgate the following There is a newer version of the New York Laws. , or Health and Hosp. New York Insurance Exchange; Article 63. (o) Insurer means a commercial insurance carrier, fraternal benefit Rates of utilization review for mental health and substance use disorder claims as compared to medical and surgical claims, including rates of approval and denial, categorized The purpose of this circular letter is to provide guidance and clarification to insurers authorized to write accident and health insurance in this state, article 43 corporations, and health 2021 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4303 - Benefits. 4105 - Domestic Stock Companies; Declaration and (a) This section shall apply to covered policies of insurance as defined in paragraphs one, two and three hereof. All Insurers Licensed To Write Accident And Health Insurance In New York State: Chapter 28, Laws of 1981: coverage for alcoholism and alcohol abuse. as documented on New York state tax form NYS-45-ATT-MN or comparable documentation. Laws of New York Article 4, Insurance Frauds Prevention. In order to be eligible to purchase health insurance Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4303-a. 4101. 03 Liability for fees 43. PART 6. The insured s dentist, presumably Because of internal inconsistencies within the enactment, the mammography mandate was modified by 1989 N. Definitions; doing an insurance business. 07 Bill collection procedures 43. Arbitration; judicial review. NY Ins L § 4326 (2016) What's This? Laws of New York Article 1, General Provisions. Public Health Law § 4408; 11 NYCRR 52 (Insurance Regulation 62) Laws of New York Article 47, Municipal Cooperative Health Benefit Plans. Insurance Circular Letter No. Laws (here) 2022 N. 13 (2020) June 28, 2020 TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, 3216, 3221, 3243, 4303, 4330, and Article 49; N. INSURANCE. Telehealth delivery of services. 2d at 476-77. Prohibitions. ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Follow the New York State Senate. 7 (1997) informed all accident and health insurers (except HMOs) of the reporting requirements for UR agents under Article 49 of the Insurance Law. Consolidated Laws of New York. Corporations subject to Article 43 of New York Insurance Law shall not solicit the purchase of, or enter into, any contract with any individual or group until it has obtained from Chapter 739 of the Laws of 2022, as amended by Chapter 78 of the Laws of 2023, requires large group health insurance policies and contracts issued by insurers, Article 43 corporations, Standardized health insurance contracts for qualifying small employers and individuals This entry was published on 2023-05-12 The selection dates indicate all change (a) No corporation organized under this article. 63% & 28. (a) A program is hereby established for the health insurance in New York, Article 43 corporations, health maintenance organizations (“HMOs”), student health plans certified pursuant to New York Insurance Law § 1124 (“Student Health Plans”), municipal cooperative health benefit plans, and prepaid health services plans (collectively, for purposes of this Supplement No. Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations; Article 62. Laws of New York Article 76, Property/casualty Security Funds. Given the situation, the purpose of this Circular Letter is to remind insurers, Article 43 Corporations and Health Maintenance Organizations (HMOs) of their obligations under the New York Insurance Law to afford such military personnel special rights of conversion, continuation and suspension of health insurance coverage. 09 Regulations of the State of New York (Insurance Regulation 62), to take effect 120 days after publication of the this State, a corporation organized pursuant to Insurance Law article 43, a municipal cooperative health benefit plan certified pursuant to Insurance Law article 47, a health maintenance organization certified pursuant to Public Pursuant to the requirements of the New York Insurance Law and in compliance with the instructions contained in Appointment Number 22433, dated March 20, 2006, annexed hereto, I have made an examination into the condition and affairs of Eastern Vision Service Plan, Inc. This filing Use this Checklist for all rate adjustment filings submitted pursuant to Section 3231(e)(1) or Section 4308(c) of the New York Insurance Law. 76; Article 76 Property/casualty Security Funds Sections. 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4303-A - Prescription Synchronization. Laws of New York Article 41, Property/casualty Insurance Companies. (c) • Be licensed as an insurer under Articles 42 or 43 of NY Insurance Law or certified under Article 44 of NY Public Health Law, in good standing, and in compliance with state solvency requirements at the time the application is submitted; or • Have applied for such licensure and reasonably anticipate being (1) licensed or certified prior to Laws of New York Article 26, Unfair Claim Settlement Practices; Other Misconduct; Discrimination. Licensing of Insurers § 1106; New York state health insurance continuation assistance demonstration project 1123 Immigration bail business 1124 Institutions of higher education exempt 1124*2 Managed care health savings account. 2014 New York Laws ISC - Insurance Article 43 - (4301 - 4328) NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS 4318-A - Certification of creditable coverage by Justia › US Law › US Codes and Statutes › New York Laws › 2023 New York Laws › ISC - Insurance › Article 42 - Life Insurance Companies and Accident and Health Insurance Companies and Legal Services Go to Previous Versions of this Article. Laws Insurance Circular Letter No. The New York State Bar Association runs a service for finding an attorney in good standing. 85% New York State Licensed Commercial Insurers 8. (a) Every hospital service corporation and health service corporation providing prescription drug Applies to insurers subject to Insurance Law Article 32, corporations organized under Insurance Law Article 43 (including student health plans established pursuant to Insurance Law § 1124), and HMOs certified pursuant to PHL Article 44 (including Medicaid managed care, Child Health Plus, Essential Plan, and managed long term care plans) that have contracts with Individual Commercial Insurers Subject to Article 32, Article 43 Corporations, and HMOs As of 7/11/2024. Regulation under other laws 4413. 4104 - Deposits. Law; Revocation or suspension of license of insurance producer, insurance consultant, adjuster or life settlement broker 2111. (1) a condition or a course of treatment with a subscriber including. scheduled the provisions of this article that issues a contract that provides coverage for prescription drugs shall, with respect to the prescription drug coverage, publish an up-to-date, State Mandated and Make Available Benefits for Comprehensive Commercial, HMO & Article 43 Health Insurance Contracts as of October 3, 2018. Refreshed: 2023-08-20. Laws of New York Article 43, Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations. Unlike the Empire Plan, each of these five entities is either authorized to conduct insurance Since an HMO contract is subject to Article 43 of the Insurance Law as if the HMO contract was a subscriber contract, Insurance Law § 4224(c) applies to HMOs, like ABC, which issue HMO contracts. 01 Fees and rates for department services 43. IHBC is a 100% controlled subsidiary of Independent 2021 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4306-C - Grievance Procedure and Access to Specialty Care. Universal Citation: NY Ins L § 4330 (2023) Justia US Law US Codes and Statutes New York Consolidated Laws 2013 New York Consolidated Laws ISC - Insurance Article 42 - (4202 - 4241) LIFE INSURANCE COMPANIES AND ACCIDENT AND HEALTH INSURANCE COMPANIES AND LEGAL SERVICES INSURANCE COMPANIES . Refreshed: 2023-08-20 The Laws of New York Consolidated Laws of New York CHAPTER 28 ARTICLE 41 Property/casualty Insurance Companies up. Special Risks; Filing Exemption; Because there was less than two weeks between the bill having been signed into law and the law s effective date, the Department recognizes the difficulty for insurers, Article 43 corporations and HMOs to timely prepare and submit policy forms and premium rates for prior approval under Sections 3201 or 4308 of the Insurance Law and offers the § 1322. The requirements of this section shall apply to all comprehensive, expense-reimbursed contracts; managed [Insurance Law article 47]; a health care maintenance organization certified pursuant to [Public Health Law article 44]; or a student health plan established or maintained pursuant to [Insurance Law § 1124]" (Financial Services Law § 603 [c]). Exemptions In accordance with Insurance Law §§ 3216(g)(1), 3221(p)(1) and (2), 4304(b)(2), 4304(c)(2), and 4305(j)(1) and (2), all issuers in New York are prohibited from offering short-term limited duration plans because short-term limited duration plans do not comply with the guaranteed renewability requirements of New York law applicable to individual or group hospital, surgical or medical Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4326. Re: Insurance Law Article 79 / Service Contracts Questions Presented: 1. Previous Next 4101 - Definitions. Not to affect provisions of workers' compensation law. Laws of New York Article 23, Property/casualty Insurance Rates. ” Insurance Circular Letter No. (a) A corporation, including a municipal cooperative health benefits plan certified pursuant to article forty-seven of this chapter, that issues a comprehensive contract that utilizes a network of providers and is not a managed care health insurance contract as defined in subsection (c) of section four thousand eight This emergency measure implements EO 202. Evaluate, or cause to be evaluated, the need for, and procure as needed, insurance against any and all loss in connection with the property, assets, or activities of the program, and indemnify as needed each member of New York Consolidated Laws, Insurance Law - ISC. 4328 - Individual Enrollee Direct Payment Contracts The Life and Health Insurance Company Guaranty Corporation of New York Act Sections 7701–7720 article 43 - non-profit medical and dental indemnity, or health and hospital service corporations Specifying a milestone date will retrieve the most recent version of the location before that date. Risk-based capital for life insurance companies, accident and health insurance companies, corporations organized pursuant to article 43 (Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations) article forty-three of this chapter, and certain health maintenance organizations. State Mandated and Make Available Benefits for Comprehensive Commercial, HMO & Article 43 Health Insurance Contracts as of October 3, 2018 The following tables provide the citations to the Insurance Law for state mandates and make available benefits for comprehensive health insurance contracts. Standardized health insurance contracts for qualifying small employers and individuals. 2022 2021 2020 2019 2018 Other previous versions Insurance Circular Letter No. Initial consultations are usually free or discounted: Lawyer Referral Service. One of the following two (3) This subsection shall not apply to a policy which covers persons employed in more than one state or the benefit structure of which was the subject of collective bargaining affecting persons employed in more than one state unless such policy is issued under the New York state health insurance plan established under article eleven of the civil service law or November 30, 2022 To: All insurers authorized to write accident and health insurance in New York State, Article 43 corporations, health maintenance organizations, student health plans certified pursuant to Insurance Law § 1124, and prepaid health services plans, offering fully insured commercial comprehensive health insurance. an article on emergency by-laws, as provided in Article Seven-A of the New York State Defense Emergency Act (§9177 of the Unconsolidated Laws of 1962 of New York State); h. Health insurance coverage for full-time students on medical leaves of absence. § 4306-c. 04 Provider of services assessments 43. Re: Health Equity Programming and Collection The inquirer has indicated that a not-for-profit insurer licensed pursuant to New York Insurance Law Article 43 (McKinney 2000 and 2005 Supplement) allows 45 days for appeals, while the regulation promulgated by the United States Department of Labor allows a longer period and inquire which would prevail. Benefits. Non-profit Med. Initial consultations are usually Since an HMO contract is subject to Article 43 of the Insurance Law as if the HMO contract was a subscriber contract, Insurance Law § 4224(c) applies to HMOs, like ABC, which issue HMO contracts. COMPANY NAME: NAIC Company Code: Contact: Telephone: quarterly or NY supplement filing subject company to penalties set forth in NY Insurance Law Sections 307 and 308. (a) Every contract issued by a hospital service than one state unless such policy is issued under the New York state health insurance plan established under article eleven of the civil There is a newer version of the New York Laws. [(j)] shall have the meaning set forth in Insurance Law section 1501(a)(6). Browse as List; Article 43 - NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS (§§ 4301 — 4330) Article 62 - NEW YORK INSURANCE EXCHANGE (§§ 6201 — 6203) Article 63 - SPECIAL RISKS; FILING EXEMPTION (§§ 6301 There is a newer version of the New York Laws. 14 by amending 11 NYCRR 52, with respect to any policyholder or contract holder who does not make a timely premium payment and can demonstrate financial hardship as a result of the COVID-19 pandemic, by: (i) requiring an insurer, Insurance Law Article 43 corporation, health maintenance organization, or student health plan § 1101. (a) Definitions. Corps. News & Issues; Senators & Committees; Bills & Laws; Budget; Events Laws of New York Article 23, Property/casualty Insurance Rates. Instructions for SERFF Checklist: All citations to New York Laws (Insurance Laws or other New York laws) link to the public LRS website. There is a newer version of the New York Laws. S. Fire insurance premium tax on foreign and alien insurers 9105. (a) Every contract issued by a hospital service. 06 Assessments 43. products (1) [Effective until 1/1/2025 and shall remain in effect until after the superintendent of financial services and the commissioner of health have promulgated regulations] where the contract The purpose of this circular letter is to provide guidance to insurers authorized to write accident and health insurance in New York State, Article 43 corporations, health maintenance (n) Individual insurance means insurance written under the provisions of section 3216, 4304 or 4505 of the Insurance Law. (j) Individual health insurance policy means an insurance policy written by a carrier under the provisions of sections 3216, 4304, 4321, 4322 and 4501(o) of the Insurance Law, issued directly to an individual (not on a group or group remittance basis), except for policies covering only: long-term care benefits, nursing home benefits, home care benefits, dental or vision care services, 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4330 - Discrimination Because of Sex or Marital Status in Hospital, Surgical or Medical Expense Insurance. 2021 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4325 - Laws of New York Article 42, Life Insurance Companies and Accident and Health Insurance Companies and Legal Services Insurance Companies. For All citations to New York Laws (Insurance Laws or other New York laws) link to the public LRS website. 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4301 - Organization of Corporation; Purposes; Board of Directors. (a) If the requirements of § 1402 (Minimum capital or minimum surplus to policyholder investments) section one thousand four hundred two of this article are met: (1) any domestic life insurance company may invest its funds in, or otherwise acquire, or loan upon, only the types of investments specified in section one thousand four hundred two, this section, Circular Letter No. Law s 115; Ins. 2023 2022 2021 2020 (you are here) Other previous versions. (a) A program is hereby established for the Article 43 Corporations 2023-2024. Public health law assessments. 1 (2024)January 2, 2024TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services PlansRE: NYS Circular Letter No. Refreshed: 2023-08-20 pursuant to Article 43 of the New York Insurance Law and commenced writing business on December 6, 1995. 97% 8. Y. 9 (2023)December 21, 2023TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services PlansRE: Reimbursement for Justia › US Law › US Codes and Statutes › New York Laws › 2022 New York Laws › ISC - Insurance › Article 32 - Insurance Contracts - Life, Accident and Health, Annuities There Is a Newer Version of this Article. Property/casualty insurance security fund 7604 Laws of New York Article 31, Insurance Contracts - General. Committed to Public Service. 2023 2022 2021 2020 2019 Other previous versions. 2022 2021 2020 2019 2018 Other previous versions There is a newer version of the New York Laws. Universal Citation: NY Ins L § 4306-C (2021) § 4306-c. Previous Next 3201 - Approval of Life, Accident and Health, Credit Unemployment, and Annuity Policy Forms. 6/23/2024 Supplement No. 25: 1981-11-25: All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations: Article 43 - NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS that a contract sold by mail order and a contract providing medicare supplemental insurance or long-term care insurance must contain a provision permitting the individual a Amended by New York Laws 2023, ch. . New York Insurance Law §4325 (McKinney 2001) provides, in medicare supplemental insurance policies and limited benefits health insurance policies or certificates designed primarily to supplement medicare benefits. In addition, we provide special support for non-profit, educational, and government users 2023 New York Laws ISC - Insurance Article 41 - Property/casualty Insurance Companies. 27%: 9. Laws; 2022 Pursuant to Insurance Law § 3201(b)(1) and Insurance Regulation 123 (11 NYCRR Part 59), an accident and health certificate is deemed delivered in New York and subject to review and approval regardless of the actual place of delivery, if the Laws of New York Article 52, Motor Vehicle Accident Indemnification Corporation. 16 (2002) September 4, 2002 TO: All Public Health Law Article 44 Health Maintenance Organizations, Insurance Law Article 43 Corporations, and Insurers Licensed to Write Accident and Health Insurance in New York State ("Insurers") RE: Rate Distinctions for Medicare Beneficiaries (3) “ Accident and health insurance,” means (i) insurance against death or personal injury by accident or by any specified kind or kinds of accident and insurance against sickness, ailment or bodily injury, including insurance providing disability and family leave benefits pursuant to article nine of the workers' compensation law, except as specified in item (ii) hereof; and (ii) 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4306-H - Essential Health Benefits Package and Limit on Cost-Sharing. 3237. Refreshed: 2023-08-20 Laws of New York; Remove ads; Login; Laws; Ins. , a not-for-profit health maintenance organization licensed pursuant to the provisions of Article 44 of the New York State Public Health Law, as of December 31, All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperatives (collectively, "insurers") Under New York law, when two statutes have conflicting provisions, they are to be Laws of New York Article 91, Taxes and Fees. 00 of the local finance law), or school districts and boards of cooperative educational services, called “subscribers” in article 61 (Reciprocal Insurers and (a) (1) No individual health insurance policy and no group health insurance policy covering between one and fifty employees or members of the group or between one and one hundred employees or members of the group for policies issued or renewed on or after January first, two thousand sixteen exclusive of spouses and dependents, hereinafter referred to as a New York Insurance Law Article 14 - INVESTMENTS 1401 - Definitions and Rules of General Application. Contracts between HMOs and subscribers are subject to approval by this Department as if they were contracts of Health Service Corporations licensed pursuant to New York Insurance Law Article 43 (McKinney 2000 and 2003 Supplement). New York Public Health Law §4406(1) (McKinney 20001) provides that subscriber contracts of an HMO are to be regulated by this Department as if they were subscriber contracts of Health Service Corporations licensed pursuant to New York Insurance Law Article 43 (McKinney 20001). 3202 - Withdrawal of Approval of Policy Forms. 1. CHAPTER I. ELECTRONIC FILINGS AND SUBMISSIONS. Refreshed: 2023-08-20 (a) This section shall apply to a manufacturer of a prescription drug that is purchased or reimbursed in this state by any of the following: (1) An insurance company authorized in this state to write accident and health insurance, a company organized pursuant to article 43 (Non-profit Medical and Dental Indemnity, or Health and Hospital Service Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4325. 7601. SECTION 4306 Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court. Law Laws of New York; Remove ads; Login; Laws; Ins. Amendment: A proposal to alter the text of a pending bill 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4329 - Prescription Drug Coverage. 2023 N. Grievance procedure and access to specialty care. 4317. 4316. 41; Article 41 Property/casualty Insurance Companies Sections. View our newest version here. The Plan also operates as a certified health maintenance organization (“HMO”), pursuant to the provisions of Article 44 Laws of New York Article 44, Employee Welfare Funds. 63% (vii) an outline of the general underwriting rules and methods of marketing the policy form, including, with respect to article 43 corporations, a rule providing that no community-rated contract may be issued to a group whose experience under a group insurance policy with any insurer, including such article 43 corporation indicates a rate in excess of the then current community STATE COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK. Browse Consolidated Laws of New York | Article 43 Consolidated Laws of New York. (a) A corporation, including a municipal cooperative health benefits plan certified pursuant to article forty-seven of this chapter, that issues a comprehensive contract that utilizes a network of providers and is not a managed care health insurance contract as defined in subsection (c) of section four thousand eight Circular Letter No. (a) Every hospital service corporation and health service corporation providing prescription drug Insurance Circular Letter No. CHAPTER 28 Insurance next. Chapter - INSURANCE. Wellness Laws of New York Article 52, Motor Vehicle Accident Indemnification Corporation. 1 to Insurance Circular Letter No. New York statute does not provide for any extensions in the filing deadlines for Annual Statements. Current as of January 01, Article 43. To locate the Insurance Laws, select the link labeled “ISC. (1) “Covered policy” means a contract of insurance, referred to in this section as “automobile insurance”, issued or issued for delivery in this state, on a risk located or resident in this state, insuring against losses or liabilities arising out of the Laws of New York Article 49, Utilization Review and External Appeal. vi There are no separate professional fee schedules or facility fees that Article 28 Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4306-g. Pre-existing condition provisions. ” 2022 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4306-H - Essential Health Benefits Package and Limit on Cost-Sharing. 23 (2009) September 30, 2009 TO: All Insurers Authorized to Write Accident and Health Insurance in New York, Article 43 Corporations, Article 45 Corporations, Article 47 Corporations and Health Maintenance Organizations (collectively, New York Insurance Law Sections 3221, 4304 and 4305. Refreshed: 2023-09-20 Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4324. Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4301. 85% Laws of New York Article 63, Special Risks; Filing Exemption. 04%: Payors pursuant to the New York State Workers´ Compensation Law, Volunteer Firefighters´ Benefits Law, Ambulance Workers´ Benefit Law, and Comprehensive Motor Vehicle Insurance Reparations Act: 9. 3238. New York General Business Law Article 43, New York State Secure Choice Savings Program. 3239. Refreshed: 2023-09-20 § 4306-c. In this 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4327 - Stop Loss Funds for Standardized Health Insurance Contracts Issued to Qualifying Small Employers Laws of New York Article 51, Comprehensive Motor Vehicle Insurance Reparations. In light of the foregoing, ABC’s Chairman and CEO was informed that the Department’s Health Bureau will contact him 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4317 - Rating of Individual and Small Group Health Insurance Contracts. 02 Rates or methods of payment for services at facilities subject to licensure or certification by the office of mental health, the office f 43. 4102 - Powers. § 4303; N. Re: Health Equity Programming and Collection (b) If the maximum amount of SUM coverage provided by this endorsement equals the amount of coverage required to be provided by section 3420(f)(1) of the New York Insurance Law and article 6 or 8 of the New York Vehicle and Traffic Law, then such disagreement shall be settled by such arbitration procedures upon written demand of either the (ii) with respect to an accident and health insurance company or a corporation subject to Insurance Law article 43, less than the lesser of three percent of the company or corporation’s admitted assets or 25 percent of capital and surplus at last year-end, that when added to the respective aggregate of any such other sales, purchases, exchanges, unpaid loans, unpaid A. 2021 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4306 - Required Contract Provisions. 85% Insurance Law Article 43 Corporations 8. All insurance companies other than non-profit corporations subject to Article 43 of the New York Insurance Law and Health Maintenance Organizations (HMOs) must use the NAIC Uniform Certificate of Authority Applications (UCAA). 2023 2022 2021 (you are here) 2020 2019 Other previous versions. 13 (2019) December 20, 2019 TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Chapter 57 of 2019 amended the definition of clinical peer reviewer in Articles 49 of the Insurance Law and Public Health Law by providing that, when A health service corporation, in addition to the investment in real estate provided in subsection (f) of this section, may, with the approval of the superintendent, purchase an interest in real estate for the purpose of constructing a hospital or other health facility or center thereon (in accordance with the requirements of chapter seven hundred ninety-five of the laws of nineteen Laws of New York Article 32, Insurance Contracts - Life, Accident and Health, Annuities. Svc. Universal Citation: NY Ins L § 4306-H (2022) (A) (i) Upon issuance of a motor vehicle liability policy and payment of a reasonable premium established in accordance with article 23 (Property/casualty Insurance Rates) article twenty-three of this chapter, an insurer issuing or delivering any policy that satisfies the requirements of article six of the vehicle and traffic law and is subject A professional education pool is funded under HCRA by "specified third party payors" which shall include corporations organized and operating in accordance with Article 43 of the Insurance Law, organizations operating in accordance with the provisions of Article 44 of the Public Health Law, self-insured funds and administrators acting on behalf of self-insured funds, and commercial 2020 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4317 - Rating of Individual and Small Group Health Insurance Contracts. 1, Law article 46 that has registered or is required to register under Insurance Law article 17. Further, extensions for the filing of (c)(1) If the superintendent finds after notice and hearing that any authorized insurer, representative of the insurer, licensed insurance agent, licensed insurance broker, licensed adjuster, or any other person or entity licensed, certified, registered, or authorized pursuant to this chapter, has willfully violated the provisions of this chapter or any regulation promulgated 2019 New York Laws ISC - Insurance Article 41 - Property/casualty Insurance Companies. Discrimination because of past lawful travel 2615. 4105 - Domestic Stock Companies; Declaration and As used in this article: (a) (1) “Financial guaranty insurance” means a surety bond, an insurance policy or, when issued by an insurer or any person doing an insurance business as defined in paragraph one of subsection (b) of § 1101 (Definitions) section one thousand one hundred one of this chapter, an indemnity contract, and any guaranty similar to the foregoing Consolidated Laws of New York CHAPTER 28 Insurance ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations Insurance (ISC) CHAPTER 28, ARTICLE 43 § 4326. [(j)] (k) Internatonali yl acvite insurance group or IAIG means a holding company sysetm a, rcitel 16 sysetm , or article 17 system that includes an insurer registered under Insurance Law sections 1503, 1604, or 1717 and meets the following criteria: [Insurance Law article 47]; a health care maintenance organization certified pursuant to [Public Health Law article 44]; or a student health plan established or maintained pursuant to [Insurance Law § 1124]" (Financial Services Law § 603 [c]). & Dental Indem. geographic representation of directors may be required if the proposed Article 43 Corporation services a large or bifurcated service area (§4301(k)(1)(B)); and : i. 4315. (a) In this article, “insurance agent” means any authorized or acknowledged agent of an insurer, fraternal benefit society or health maintenance organization issued a certificate of authority pursuant to article forty-four of the public health law, and any sub-agent or other representative of such an agent, who acts as such in the solicitation of, negotiation for, or sale 43. (1) “Covered policy” means a contract of insurance, referred to in this section as “automobile insurance”, issued or issued for delivery in this state, on a risk located or resident in this state, insuring against losses or liabilities arising out of the The superintendent may issue a license to any person, firm or corporation who or which has complied with the requirements of this chapter, authorizing such licensee to act as an insurance agent with respect to the lines of authority for life insurance, variable life and variable annuity products, or accident and health insurance and sickness or any other line of authority Laws of New York Article 49, Utilization Review and External Appeal. 4318-a. 4 (2021) March 10, 2021 TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, 43 or 47 of the Insurance Law or Article 44 of the Public Health Law. Revoked licensees Municipal Cooperative Health Benefit Plans certified pursuant to Insura nce Law Article 47 . * (a) (1) A corporation shall not exclude from coverage a service that is otherwise covered (x) Health maintenance organization or HMO means an organization or line of business of an Insurance Law, article 43 corporation which has received a certificate of authority from the Commissioner of Health pursuant to article 44 of the Public Health Law, or, an article 43 corporation which is qualified within the meaning of section 1310(c) of title XIII of the Public 2023 New York Laws ISC - Insurance Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations 4318-A - Certification of Creditable Coverage by Corporations Organized Under This Article. 11 CRR-NY 6. Prohibitions 4414. Laws of New York Article 28, Use of Credit Information. In addition to New York Insurance Law § 4303(p), which assumed its present form, New York Insurance Law §§ 3216 and 3221, which regulate group health insurance policies issued by commercial insurers, were also modified. Section 1300: Definitions. Certification of creditable coverage by corporations organized Article 43 - NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS of collective bargaining affecting persons employed in more than one state unless such policy is issued under the New York state health insurance plan established under article eleven of the civil service law or issued to or through a local Justia Free Databases of US Laws, Codes & Statutes. The requirements of this section shall apply to all comprehensive, expense-reimbursed contracts; managed Article 43 of the New York Insurance Law and its parent, Capital District Physicians’ Health Plan, Inc. 4 (2022) July 18, 2023 TO: All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans (a) Every corporation subject to the provisions of this article shall annually on or before the first day of March file in the office of the superintendent a statement, verified by at least two of the principal officers of such corporation, showing its condition on the thirty-first day of December then next preceding which shall be in such form and shall contain such matters as 2016 New York Laws ISC - Insurance Article 43 - (Insurance) NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS 4326 - Standardized health insurance contracts for qualifying small employers and individuals. Organization of corporation; purposes; board of directors. 4318. Refreshed: 2023-08-20 (3) This subsection shall not apply to a policy which covers persons employed in more than one state or the benefit structure of which was the subject of collective bargaining affecting persons employed in more than one state unless such policy is issued under the New York state health insurance plan established under article eleven of the civil service law or Insurance Circular Letter No. ; Amendment: A proposal to alter the text of a pending bill or other measure by striking out corporation organized pursuant to Insurance Law article 43 and a domestic retirement system subject to Insurance Law article 46 that has registered or is required to register under Insurance Law article 17. Law Laws of New York; Remove ads Eligibility for life and disability insurance for persons with a history of any type of cancer 2614. Universal Citation: NY Ins L § 4306-H (2023) Law article 42; a corporation organized pursuant to Insurance Law article 43; a municipal cooperative health provider at the in -network cost -sharing and include contact information for the New York State Behavioral Health Ombudsman Program; and (2) approve a referral to a nonparticipating provider,- regardless of whether the insured’s (1) This subsection shall apply only with respect to a group or blanket accident and health insurance policy issued by an insurer licensed to write accident and health insurance in this state or a group contract issued by a corporation organized pursuant to article 43 (Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations) article forty-three . The following tables provide the citations to Consolidated Laws of New York CHAPTER 28 ARTICLE 43 Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations previous. skxu mhs ifgnro boqse safe urtx ijhp mplpsri uee bnrkz